Payment Initiation APIs

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Important Information & Bank of Ireland’s API Implementation

This page is a reflection of Bank of Ireland’s implementation of the Open Banking Payment Initiation Service APIs.

Currencies
  • In UK, Bank of Ireland only supports GBP.
  • In Ireland, Bank of Ireland only supports EUR.
Cut-off Times
  • For Banking 365 Online users, if a request to initiate a payment is received after the cut-off time, Bank of Ireland will accept the payment and process it on the next working.
  • For Business On Line users, Bank of Ireland will accept payments up to cut-off time, payments submitted after cut-off will be rejected.
  • Information on Cut-off times for Bank of Ireland Group is available "here" for business customers, and available "here" for personal customers.
SEPA Reachable countries for B365 users in Bank of Ireland

The following countries are SEPA reachable via APIs:

Austria, Belgium, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Republic of Cyprus, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom.

Supported Fields

Bank of Ireland does not support the below fields in response messages:

  • CutOffDateTime
  • ExpectedExecutionDateTime
  • ExpectedSettlementDateTime
Supported Characters

Below is a list of characters supported by Bank of Ireland in the reference field. Bank of Ireland will reject requests received with any other character.

/ - ? : ( ) . , ' + Space

Supplementary information

All APIs will only be returning one error message in the response in case of an error scenario. Please make sure that you have provided all information that is required for a successful API call.

SchemeName

Bank of Ireland only accepts requests with valid namespacing for SchemeName. i.e., Bank of Ireland won’t be able to process values without UK.OBIE prefix.

In Ireland, valid scheme name is:

  • UK.OBIE.IBAN

In UK, valid scheme names are:

  • UK.OBIE.IBAN
  • UK.OBIE.SortCodeAccountNumber

Requests with any other SchemeName will be rejected.

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